Interest & Rate Analysis
Free, secure online Interest & Rate Analysis tools.
ESSENTIAL
Flat Interest vs Reducing Calculator
Expose the hidden cost of flat-rate loans by converting them to the equivalent true reducing balance APR and calculating extra interest charged.
MULTI-SCENARIO
Loan EMI Comparison
Compare up to three loan options side-by-side with varying interest rates and repayment periods to find the most cost-effective borrowing plan.
STANDARD
Reducing Balance Calculator
Calculate interest on an actual reducing balance schedule, tracking how principal repayment increases while interest portions diminish monthly.